成本估计
Our 成本估计 is a convenient way for you to estimate your out-of-pocket costs for a procedure or service. This user-friendly tool allows you to search from hundreds of our most commonly accessed services to find out what your estimated out-of-pocket cost is, 根据你的健康保险范围. With this tool, you will be able to see the following information for each service:
- An easy-to-understand description of the primary procedure or service
- 提供皇冠体育下载的清单，如食宿, 二级程序和皇冠体育下载, 供应, 或者其他通常由主要皇冠体育下载提供的需求
- 你为你的皇冠体育下载预估的自付费用
Our 成本估计 is free to use and does not require a user registration or password to access. 你将被要求提供一些基本信息, including information about your health insurance coverage (if you are insured), 尽可能提供最准确的估计.
常见问题
How did you determine which services to include in the 成本估计?
The 成本估计 includes 70 pre-determined services designated by the Centers for Medicare & 医疗补助皇冠体育下载（CMS）, as well as at least 230 of the most commonly accessed services at our facilities.
如果我找不到我想要的皇冠体育下载怎么办?
如果无法在“成本估算器”中定位皇冠体育下载, 你可以和病人皇冠体育下载代表谈谈 304-461-0250 .
Does the estimate I receive in the 成本估计 include everything I will pay for?
Your cost estimate is, as its title states, only an estimate of your final cost. 最终的自付费用取决于几个因素, 包括你的个人健康保险, 以及患者特定的经济需求和其他考虑因素. 另外, 成本估算可能不包括某些特定皇冠体育下载, 比如医生/提供者皇冠体育下载和病理皇冠体育下载, 这些都不是医院提供的，可能会单独收费, as well as any unforeseen charges based on ultimate length of stay and 任何可能出现的意外并发症.
一个病人的需求可能与另一个病人的需求大不相同, 即使他们来医院做同样的手术. 很难估计这会有什么不同.
We recommend that all patients utilize the 成本估计 tool to determine an estimate for their out-of-pocket costs, refer to the additional information on this page and then reach out to their health insurer or a patient services representative at 304-461-0250 如果有任何针对他们个人情况的问题.
Does my estimate from the 成本估计 for a particular service include any additional procedures or services I will need as a result of that service?
Primary services in the 成本估计 are "bundled" with ancillary services that typically correspond with that primary service so that you can get as complete of an estimate of your out-of-pocket costs as possible. 然而, your estimate does not include any potential charges related to any unforeseen extension of stay or 任何可能出现的意外并发症 from your service.
如果我看到其他医院或医疗机构的价格更低, 你会“价格匹配”较低的价格吗?
We are unable to "price match" another facility's or provider's cost estimate as our estimates are based on contractual agreements with third party payers 比如健康保险公司.
我估计的有效期是多久?
正如标题所说，你的估计仅仅是一个估计. It is non-binding and intended only to provide you with a predicted range of costs to help you make a prepared and knowledgeable decision about your healthcare. Healthcare costs are based on contractual agreements with third party payers, 比如健康保险公司, 还有其他因素, 因此会受到潜在波动的影响. 请参阅我们的成本估算免责声明了解更多信息.
也, any charges that a patient incurs are dependent on a variety of factors such as how long he or she has to stay in the hospital, 任何可能出现的意外并发症, 护理所需的特定用品和物品, and additional testing required or recommended to assess a patient's condition. 一个病人的需求可能与另一个病人的需求大不相同 即使他们来医院做同样的手术. 很难估计这会有什么不同.
We do encourage all patients to contact their insurer or our business office to discuss their individual situations and determine the potential out-of-pocket costs of care they or a loved one may need.
供应商如何设定价格?
医疗保健提供者的价格是基于多种因素的, 包括但不限于皇冠体育下载费用(1).e. 设备和用品、人员等.)及同类皇冠体育下载的价格.
Hospital prices are set to take into account the expected mix of patients seen and reflect expected payments from varied third party payers, 比如保险公司和政府. 除了, 它们通常设定为实现整体小的正利润, 这样医院才能满足社区的需求, 对医院的皇冠体育下载和设施进行再投资, 为那些付不起钱的人提供照顾, and collaborate with and support organizations that share in its mission so that the hospital can continue to provide the best possible care for the community.
为什么不同的供应商有不同的价格? Shouldn't one service cost about the same from one facility to the next?
价格各不相同，因为所有医院都不一样. 大小, 人员配备, 技术与设备, 提供的皇冠体育下载, 照料的强度, 病人皇冠体育下载, and many other factors all impact how much money a hospital needs to operate -- and how much it charges for services.
What are you doing to help patients reduce or better manage their out-of-pocket costs?
While we are subject to many legal and regulatory restrictions when it comes to patient costs, a patient services representative can help individuals determine the potential costs of care they or a loved one may need and explore what programs, 付款方式和折扣可能会提供给他们.
成本估算免责声明
The costs contained in the 成本估计 are not necessarily equivalent to your actual final financial responsibility for any service. They are only intended to provide you with an estimated range of your out-of-pocket costs for care 最终的自付费用取决于几个因素, 包括与健康保险有关的折扣, as well as potential patient-specific discounts based on financial needs and other considerations. We recommend that all patients utilize the 成本估计 tool to determine an estimate for their out-of-pocket costs, refer to the additional information on this page and then reach out to their health insurer or our business office 如果有任何针对他们个人情况的问题. 要查看医院收费列表，请单击 在这里.